The District Consultative Committee meeting held under the chairmanship of Chief Executive Officer K.N. Vijay Prakash has approved the district credit plan of Rs. 4,900 crore for 2012-13.
This was informed at the 145th district-level review committee meeting held in the city on Tuesday. J.S. Shenoy, Deputy General Manager, Syndicate Bank, said that the plan has allocated Rs. 1,957 crore for agriculture, Rs. 398 crore for small and micro enterprises, and Rs. 1,522 crore for other priority sectors. Credit allocation for priority sector constitutes 80 per cent of the total credit. Under farm sector, a special allocation of Rs. 125 crore has been made for allied activities (dairy, poultry, goat rearing) and rural godowns to encourage income-generating activities and creating storage infrastructure in rural areas. Education and housing have been allocated Rs. 216 crore and Rs. 630 crore respectively.
Mr. Prakash said that despite good growth under credit and credit disbursement, the credit deposit (CD) ratio has dipped. He requested bankers to step up lending and to examine the reasons for decline in business share of rural branches and take corrective measures.
Mr. Shenoy said that he is concerned with the decrease in the credit deposit (CD) ratio in rural areas and that it is “very positive” in semi-urban areas.
Mr. Bhide said that goat farming can be done successfully in Dakshina Kannada with credit support and some risk-taking by bankers. Banks could discuss goat-rearing with its existing customers and the aim initially is to get 5,000 mother goats.
He said that self-employment institutes should include goat-rearing in their syllabus and asked if a “goat corridor” could be set up in the district.
The Hindu
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